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I’ve had a good experience with Figo. I’ve filed three claims and everything has been covered as I anticipated. One claim for a nose injury with sutures was processed in just 2 days, and another for a biopsy was processed within hours.
I picked Pets Best for my two cats after comparing prices. I’ve only had to file one small claim so far, but they approved it within a month, and it went towards my deductible. Another user mentioned they found Pets Best to be about half the price of their Trupanion plan.
I use Embrace, and even though my Sheltie is almost 14 years old, they’ve covered almost 80 medical claims over his life for things like pneumonia. While my premiums have gone up as he’s gotten older, they’ve consistently covered what I expected, with only one minor issue not fully covered.
I have Healthy Paws, and thankfully, when my puppy broke her leg, they covered 80% of the costs after my deductible. I’ve only been paying $32 a month so far, and they’ve paid out over $5,000 for her leg. It was a relief knowing I wouldn’t have to worry as much about the big bills.
I chose Trupanion, and while it can be pricier, I feel it’s worth it for the coverage. I work at an ER/specialty vet clinic, and I’ve seen them cover big neurosurgery bills around $13,000, where the owner only paid a couple hundred. For my own dog, my monthly premium is around $100 with a $500 per condition deductible, and they made a decision on my first claim within two days and deposited the money quickly.
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