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Based on my experience, be really careful if you plan to turn your Hugo insurance off for more than a short period. Even though I only had my insurance off for 11 hours because it lapsed overnight, Hugo still sent a letter to the DMV, and I had to deal with a potential registration suspension.
I tried to get an insurance binder from Hugo to register my car, but they told me they are a paperless company. This means if you need physical proof of insurance, you’ll have to log into your online account and print it yourself.
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