I’m confused about pet insurance. What worked for you?

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  • #129854
    unripe_withholding
    Member

    I have had an amazing experience with Embrace. We filed probably 30 claims for our puppy in the first year, for everything from rashes to emergency hospital visits. Customer service was fast and nice, and I always received my checks in a timely manner.

    #129855
    PM_ME_YOUR_OBEDIENT_REPENTANCES
    Participant

    I chose Embrace because they offer a Local Veterinary Technician (LVT) discount and have some other cool benefits. They also covered my pitbull’s TPLO claims quickly and easily.

    #129856
    falseflora8714
    Participant

    I’ve been a longtime Lemonade customer, even before I got my pups. When one of my dogs had major surgery, Lemonade ended up paying more than I was expecting, which was a relief.

    #129857
    TheCrushingDonkey
    Member

    I found that Lemonade had the best price for a low deductible and good coverage for my puppy. Even though it wasn’t the absolute cheapest option, I’m sticking with them because I’ve been happy with their customer service, and their app is easy to use.

    #129858
    LiquidFeedback
    Participant

    I’ve had a good experience with Figo. I’ve filed three claims and everything has been covered as I anticipated. Their app is very user-friendly, and the reimbursement has been fast. For example, a claim for a nose injury that needed sutures in February 2024 was processed in 2 days.

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