- This topic has 11 voices and 13 replies.
-
Posts
-
I travel a lot for work, and I found that my annual travel insurance plan is much more convenient and cost-effective than buying insurance for each individual trip. It covers me as soon as I book any trip throughout the year, so I don’t have to worry about forgetting to get coverage for a last-minute getaway.
I had a terrible experience with Allianz. My father had an approved claim for a canceled trip due to health reasons, but they only refunded half the amount. After he passed away, they refused to issue the remaining $7,500+ to his Trust, making it impossible to cash. This has been an ongoing battle for months.
I travel frequently to Europe, and while I used to rely on the travel insurance benefits of my credit card, I realized it wasn’t as robust as a dedicated travel insurance policy. The credit card coverage was better than nothing, but when I looked closely, the travel accident insurance only covered accidental death or dismemberment. For comprehensive coverage, a separate policy seems necessary for my peace of mind.
I’ve been using World Nomads for over a decade because I love trying adventurous activities abroad. Their “Explorer” plan covers over 200 risky sports. Once, my DSLR camera got stolen in Paris, and their baggage and personal effects benefit gave me a payout, up to $1,500 per item.
For my surfing trip to Indonesia, I unfortunately had to cancel last minute due to a family emergency. Luckily, my wife convinced me to get “cancel for any reason” coverage, which cost me about $350. Even though it took some time, I eventually received $3,000 back on my $4,000 trip cost, which I was very grateful for.
- You must be logged in to reply to this topic.