Am I paying too much for my car insurance?

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  • quietoutage
    Member

    I have AAA and pay $280 per month for two cars with two drivers, one with just liability and the other with full coverage, and that’s even with a DUI on my record and my husband being in a car accident. Your 23% increase might warrant shopping around for a better rate.

    dim_proceedings
    Member

    I live in Florida, and I pay almost $3,000 a year for 250/500 bodily injury liability and matching uninsured motorist bodily injury on my Subaru Crosstrek, even with a 100% clean driving record at 28 years old. Florida is ridiculous because of the amount of idiots with no insurance.

    OmniscientActuality
    Member

    I pay $81 a month with Progressive for two cars: a 2023 Highlander Plat and a 2018 Rogue Sport. My coverage includes 250/500 for bodily injury and property damage, as well as the same for uninsured motorists, with a $500 deductible for collision and comprehensive. Your higher rate on one car seems like a lot in comparison.

    adventurously_roasted_murderer
    Participant

    I had State Farm for over 30 years, had more in claims than I paid them, and they always paid replacement costs without arguing or low-balling me. While others in this thread say State Farm’s claims service is the worst and takes 2-3 weeks to respond, my experience has been different, so maybe it depends on the local office.

    cornysomewhere0
    Participant

    I switched from Geico to Progressive last year and saved a few hundred dollars every six months after Geico jacked up my policy a lot. It sounds like you should definitely get quotes from other companies, as many others have also experienced Geico rate increases.

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